Private Reserve Account

 

The Private Reserve Account (PRA), is an exclusive product design that CalChoice Financial provides to our clients. Instead of earning less than 1% in the bank or “risking it all” in the stock market, employing a PRA may return 6% or more with much less risk. 

 

  • Have your dollar serve multiple purposes
  • Tax-advantaged retirement income
  • A college savings plan
  • Living benefits for illness
  • Earn interest on money you borrow

 

The rich have been using this method for years, and now CalChoice Financial is bringing it to you.

Private Reserve Account

How does it work?

A Private Reserve Account is structured around a life insurance policy which meets specific criteria to achieve tax advantages. There is no cap to the amount you can put in, and the cash portion of the account is tied to a specific market index, although it is not directly invested in the stock market. That’s why the insurance carrier can guarantee the principal in the account if all contract terms are met.

Instead of making pennies in a bank account CD or money market, you can potentially achieve 500 times the interest rates banks are paying.

Private Reserve Account explained in this two minute video.  Click play to watch.

The PRA: A Unique Opportunity

Grows with the stock market 

It is-and that’s NOT what we do. Unlike other companies, we sell ONLY pre-developed land, in the path of growth, on the outskirts of the Los Angeles area. Our team researches and negotiates properties for years before purchasing-so we know our below market pricing has built in value for our customers and will sell for more, based on historical data and market trends.

Innovative”rate-lock” feature

After a 30-minute webinar where we ask questions and get to know you better, we’ll recommend the most appropriate parcel for your budget and investment goals. From there, the closing process takes an average of 10 days, and we’ll handle all the details and paperwork.

Guaranteed low interest loans in 48 hours

Investing in land is easy to understand, yet so many people tell us they “have always wanted to do this but didn’t know how.” We make it easy to add this wealth-generator to your portfolio. Plus, land is a tangible, low-risk asset that will always have value, and it provides diversification to your portfolio (which is always important due to inevitable market volatility).

Interest is still credited even when money withdrawn

We stay in touch throughout the holding period of the parcel, providing updates on development in the area through:

> Quarterly e-Newsletters and regular blog posts

> Seminars

> Property profile updates

> Comparable market data updates

> Plus, we offer online tax support

Can be designed to provide tax-free income for life

The land we sell is in the path of development in Antelope Valley, outside of Los Angeles. We KNOW it will resell for more due to high demand. From day 1, you’re in a 30-40% equity position, and the average sold properties see an annual double-digit return over a 7-10 year hold period.

Multiple tax-advantages to account holder and heirs

The land we sell is in the path of development in Antelope Valley, outside of Los Angeles. We KNOW it will resell for more due to high demand. From day 1, you’re in a 30-40% equity position, and the average sold properties see an annual double-digit return over a 7-10 year hold period.

I’d like to know more!

Get In Touch

Kopman Financial

8901 E. mountain view rd. #110  Scottsdale, AZ 85254
480 991 2815
info@kopmanfinancial.com

Rob Kopman, Principal
rob@kopmanfinancial.com
Cell: 480 991 2815